Unlock Your Homeownership Potential with United Credit Education Services
Conquer Your Fears, Build Your Future
Start your homeownership journey with ease. Our mortgage solutions make buying a house affordable, straightforward, and stress-free.
Unlock better terms with our refinancing options. Lower your monthly payments or access your home’s equity with a simple, efficient process.
Get started today! Our quick, easy application process helps you take the next step toward your goals without the wait.
You will receive the best mortgage experience, supported by a team that you can trust.
Welcome to No Shame Pathway
Are you dreaming of owning a home but feel held back by credit challenges, financial uncertainty, or a lack of knowledge? Do feelings of shame, fear, or doubt prevent you from even starting the process? You're not alone. Many aspiring homeowners face these hurdles, but United Credit Education Services (UCES) offers a powerful solution. UCES understands that the path to homeownership isn't just about finding the right house; it's about building a solid financial foundation. We empower you to take control of your financial situation by providing the tools and education you need to....
Jacquelyn "Jackie" Smith
founded Atheria Mortgage Solutions with a mission to simplify the often-daunting world of mortgages. Her unique background provides her with unparalleled insight: for 10 years, Jackie served as a HUD-OIG federal auditor, responsible for scrutinizing lenders' mortgage processes. This experience gave her a deep understanding of the intricacies of home financing and revealed the need for a more client-focused approach.
Jackie understands firsthand how complex the mortgage process can be, and she founded Atheria to be the solution. Consider her your personal mortgage concierge, dedicated to providing clear guidance and support as you navigate the path to homeownership.
Mortgage expert
Years experience
Our Service Areas
Intown Neighborhoods:
Midtown, Virginia-Highland, Decatur
Close-In Suburbs:
North Druid Hills, Brookhaven, Smyrna, Vinings
Northern Suburbs:
Alpharetta, Johns Creek, Roswell
Other Georgia Market
Other Georgia Market
The State
Free quote
Feel free to ask any question to us
Have questions about your mortgage options or need expert guidance? We’re here to help! Whether you’re exploring refinancing, purchasing a new home, or tapping into your home equity, our team is dedicated to providing personalized solutions tailored to your needs.